Privacy Policy of Drive Now Auto Credit

FACTS

WHAT DO THE DRIVE NOW COMPANIES DO

WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and income
• account balances and payment history
• credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Drive Now companies choose to share; and whether you can limit this sharing.

Reasons we can share your personal information

Do the Drive Now companies share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain

your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

To limit

our sharing

n  Mail the form below

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. 

Questions?

Call (816) 556-0707 – Drive Now Auto Credit, Inc.

Call (816) 220-3535 – Blue Springs Auto Credit, Inc.

Call (816) 842-1736 – Chicago Auto Acceptance Corp.

Mail-In Form

Mark any/all you want to limit:

q  Do not allow your affiliates to use my personal information to market to me.

Name

Mail to:

Drive Now Auto Credit, Inc.

2121 Burlington Street

North Kansas City, MO 64116

Address

City, State, Zip

Account #

Who we are

Who is providing this notice?

The Drive Now companies:  Drive Now Auto Credit, Inc.; Blue Springs Auto Credit, Inc.; and Chicago Auto Acceptance Corp.

What we do

How do the Drive Now companies protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How do the Drive Now companies collect my personal information?

We collect your personal information, for example, when you

n  open an account or give us your income information

n  provide employment information or apply for financing

n  show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

n  affiliates from using your information to market to you

n  sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

n  Our affiliates include companies with a Drive Now name and financial companies such as Blue Springs Auto Credit, Inc.; and Chicago Auto Acceptance Corp.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

n  The Drive Now companies do not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n  The Drive Now companies don’t jointly market